For Owner-Finance Note Investors

Never miss a maturity.
Never lose a payment.
Never be surprised.

One portfolio, continuously monitored. Payments, maturities, documents, and risk — all in one place.

Portfolio Monitoring

We monitor your portfolio continuously
so you don't have to.

Six signals, surfaced continuously. Alerts before problems develop. Nothing slips between the cracks.

Upcoming Maturities

Balloon dates and IO periods tracked months in advance — with countdown alerts at 90, 60, and 30 days.

Late Payments

Automatic detection when a payment is missed or partial — with cure deadline tracking and escalation timers.

Balloon Notes

Every balloon date, IO period, and payoff amount surfaced — with payment schedule and remaining balance.

Concentration Risk

Geographic and borrower concentration flagged automatically — before a single point of failure becomes a portfolio problem.

Missing Documents

Track every note, assignment, and modification — and know exactly which borrowers are missing insurance certificates or other key files.

Insurance Expirations

Policy expiration dates tracked per borrower — with alerts 60 and 30 days before lapse.

Workflow Replacement

Your current system already works.
It's just spread across five tools.

Before
Excel
PDFs
Gmail
Calendar
Dropbox
Information lives in one place but the work does not.
After
NoteFolio
One dashboard. One portfolio.
Everything organized. Everything monitored.
One source of truth.
Replace all of it with one system that watches your portfolio continuously.
Term Verification

We catch the discrepancies
your spreadsheet misses.

Your records say 6.00%. The note says 6.50%. NoteFolio flags the mismatch before it becomes a problem.

NoteFolio reads every promissory note and compares the extracted terms against your portfolio records — then surfaces any discrepancy so you can investigate and resolve it.

AI Portfolio Assistant

Get instant answers across your entire portfolio.

Not a search engine. Not a document reader. A portfolio-level analyst that understands all your notes at once — and answers in plain language, instantly.

Most tools answer questions about a single file. NoteFolio reasons across your entire portfolio.

Ask NoteFolio
Questions investors actually ask:
"Which loans have balloon payments within 12 months?" "Which borrowers don't have personal guarantees?" "Which loans mature this year?" "Which loans require action this month?"
Workflow Walkthrough

How NoteFolio fits into your investing day.

1

Import your existing spreadsheet.

Drop a CSV of your loans and NoteFolio ingests them in minutes. Address, borrower, balance, rate, maturity — all at once.

2

Upload your loan documents.

Drop your promissory notes, assignments, and modifications into the document vault. NoteFolio reads every clause.

3

Review extracted terms.

NoteFolio auto-fills borrower info, balances, rates, maturities, guarantors, and key dates — with amber highlights on anything it needs you to confirm.

4

Monitor the portfolio from one dashboard.

Every loan is tracked continuously — payments, maturities, balloon dates, concentration risk, and document gaps all in one view.

5

Receive weekly briefings.

Every Monday morning, a briefing lands in your inbox — payments received, loans to watch, upcoming maturities, and action items for the week.

6

Generate notices when needed.

When a payment is late or a loan defaults, generate a professionally formatted notice PDF with one click — ready to send to the borrower.

Weekly Briefings

Your Monday morning briefing.
No setup required.

Every Monday, a concise summary of what changed, what needs attention, and what can wait. NoteFolio assembles it from your live portfolio data.

From: NoteFolio
Your Weekly Portfolio Briefing
Mon 8:00 AM
2 loans require attention
Late payment and missed confirmation — review recommended
1 maturity approaching
88 Willow Ave balloon due in 47 days
Insurance expiring next month
Bradford loan — certificate renewal needed by Jul 31
Balloon payment in 60 days
214 Oak Street — $183,400 payoff expected
Remaining portfolio — no action required
11 loans current, payments on schedule
Three-Step Onboarding

Add a loan. Review what we found. Move on.

1

Upload your loan package.

Drop your promissory note, your existing CSV, or both. One upload per loan — takes a few minutes.

2

NoteFolio reads and extracts.

Borrower — extracted
Property — extracted
Rate — extracted
Maturity — extracted
Guarantor — extracted
Balloon — extracted

Review what it found. Correct anything that needs a closer look.

3

Your portfolio is monitored from day one.

Every loan is tracked continuously from the moment you import it. Maturities, balloon dates, late payments, concentration risk — all surfaced automatically.

Your portfolio deserves better than a spreadsheet.

No credit card required for early access.